Sykes v. RBS Citizens, N.A., 2 F. Supp. 3d 128 (2014)
- Citation
- Sykes v. RBS Citizens, N.A., 2 F. Supp. 3d 128 (2014)
- Parent Document
- Sykes v. RBS Citizens, N.A., 2 F. Supp. 3d 128 (2014)
- Jurisdiction
- New Hampshire (state)
- Effective Date
- 2014-03-04
Other Sections in This Document (127)
- Sykes v. RBS Citizens, N.A., 2 F. Supp. 3d 128 (2014)
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Full Text
674 charsTILA provides that “no later than 30 days after the date on which a mortgage loan is sold or otherwise transferred or assigned to a third party, the creditor that is the new owner or assignee of the debt shall notify the borrower in writing of such transfer.” § 1641(g). TILA also requires any action pursuant to § 1641 to be brought “within one year from the date of the occurrence of the violation.” 15 U.S.C. § 1640(e). “Where ... the plaintiffs claim is based upon insufficient or nonexistent disclosures, the limitations period begins running on the date the disclosures should have been made.” Galvin v. EMC Mortg. Corp., 2013 WL 1386614, at *15 (D.N.H. Apr. 4, 2013).