Town of Arlington, Fair Housing Action Plan (July 2021)

Citation: Town of Arlington, Fair Housing Action Plan (July 2021)
Jurisdiction: Arlington (municipal)
Source: Official source
Original Source: https://www.arlingtonma.gov/home/showpublisheddocument/57214/637641171662530000 ↗

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high-income category were denied mortgages at a higher rate than White applicants, in the
moderate-income category the reverse was true. No Black applicant in the two higher income categories was
denied a mortgage.
The mortgage approval rates for the comparison region paint a clearer picture, in which persons of color are
denied mortgages at higher rates than White applicants across all income categories. In the comparison region,
Black applicants are denied loans at more than double the rate of White applicants across all income categories
except the lowest-income ($0 - $24,999). Latino applicants experience similarly high rates of loan denials
compared to White applicants, though they are denied at slightly lower rates than Black applicants except in the
lowest-income category, where they are denied more often.