Town of Arlington, Fair Housing Action Plan (July 2021)

Citation: Town of Arlington, Fair Housing Action Plan (July 2021)
Jurisdiction: Arlington (municipal)
Source: Official source
Original Source: https://www.arlingtonma.gov/home/showpublisheddocument/57214/637641171662530000 ↗

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Loans by Race and Ethnicity
Of the 2,590 applications in Arlington where the race and ethnicity of the primary applicant was reported, the
vast majority of applicants were White (78%; 2,011 people), followed by Asian (18%; 476 people). Just 53
applicants (2%) were Latino and just 23 (1%) were Black. There were eight applicants that were American
Indian or Alaskan Native and five applicants that were Pacific Islander. While the share of Asian applicants
seeking mortgages in Arlington is higher than the share of Asian residents currently living in Arlington (11.5%),
the share of Latino and Black applicants is much lower than that of Arlington’s current population (4% and 2%
respectively). In other words, those applying for mortgages in Arlington are even less likely to be Hispanic or
Black than Arlington’s current population.
Table 19: Applicant Volume in Arlington by Income and Race/Ethnicity (HMDA, 2013-2017)

American
Indian or Pacific
Asian Black Latino White
Alaska Islander
Native
LOWEST-INCOME ($0 - $24,999)
LOWER-INCOME ($25,000 - $74,999) 41 3 6 3 152
MODERATE-INCOME ($75,000 -
4 170 6 13 527
$124,999)
HIGH-INCOME ($125,000 +) 4 265 14 34 2 1,333
TOTAL APPLICANTS 8 476 23 53 5 2,011
PERCENTAGE OF APPLICANTS 0% 18% 1% 2% 0% 78%

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Arlington Fair Housing Action Plan

Table 20: Applicant Volume in the Comparison Region by Race and Ethnicity (HMDA, 2013-2017)

American
Indian Or Pacific
Asian Black Latino White
Alaska Islander
Native
LOWEST-INCOME ($0 - $24,999) 50 11 14 1 99
LOWER-INCOME ($25,000 - $74,999) 23 2,286 1,114 1,165 24 7,032
MODERATE-INCOME ($75,000 -
$124,999) 38 3,661 1,219 1,379 35 14,257
HIGH-INCOME ($125,000 +) 68 6,741 651 1,021 40 30,397
TOTAL APPLICANTS 129 12,738 2,995 3,579 100 51,785
PERCENTAGE OF APPLICANTS 0% 18% 4% 5% 0% 73%