56:12-8. Opinions on compliance of consumer contracts; review by attorney general;
certification; fee
a. A creditor, seller, insurer, lessor or any person in the business of preparing and selling forms
of consumer contracts may request an opinion from the Attorney General, or the Commissioner
of Insurance, in regard to contracts of insurance provided for in subsection c. of section 1 of this
act (C. 56:12-1c.), as to whether a consumer contract complies with this act.
The Attorney General or the Commissioner of Insurance, as the case may be, shall furnish the
opinion within a reasonable period of time.
b. After reviewing the contract the Attorney General or the Commissioner of Insurance, as
the case may be, shall: (1) certify that the contract complies with this act; (2) decline to certify
that the contract complies with this act and note his objections to the contractual language; (3)
decline to review the contract and refer the party submitting the contract to other previously
certified contracts of the same type; (4) decline to review the contract because the contract's
compliance with this act is the subject of pending litigation; or (5) decline to review the contract
because the contract is not subject to this act.
c. Actions of the Attorney General or the Commissioner of Insurance, as the case may be,
pursuant to this section are not appealable.
d. Any consumer contract certified pursuant to this section is deemed to comply with this act.
Certification of a consumer contract pursuant to this section is not otherwise an approval of the
contract's legality or legal effect.