If the court reforms or limits a provision of a consumer contract, the court shall also make
orders necessary to avoid unjust enrichment. Bringing a claim for relief pursuant to this section
does not entitle a consumer to withhold performance of an otherwise valid contractual
obligation. No relief shall be granted pursuant to this section unless the claim is brought before
the obligations of the contract have been fully performed.
L.1981, c. 464, s. 9.
56:12-5. Nonliability conditions
There shall be no liability under sections 3 and 4 if: a. both parties to the contract have
performed their obligations under the contract, b. the creditor, seller, insurer or lessor attempts in
good faith to comply with this act in preparing the consumer contract, c. the contract is in
conformity with a rule, regulation, or the opinion or interpretation of the Attorney General or
the Commissioner of Insurance, in regard to contracts of insurance provided for in subsection c.
of section 1 of this act (C. 56:12-1c.), or d. the consumer supplied the contract or the portion of
the contract to which the consumer objects.
L.1980, c. 125, s. 5, eff. Oct. 16, 1980. Amended by L.1981, c. 464, s. 5; L.1982, c. 88, s. 2, eff. July 23, 1982.
56:12-6. Use of specific language
The use of specific language in a consumer contract required, permitted or approved by a law,
regulation, rule or published interpretation of a State or Federal agency shall not violate this act.
L.1980, c. 125, s. 6, eff. Oct. 16, 1980.
56:12-7. Other claims not precluded
This act shall not preclude a debtor, buyer, insured or lessee from making any claims which
would have been available to him if this act were not in effect.
L.1980, c. 125, s. 7, eff. Oct. 16, 1980.