9. Whenever any creditor makes application to the superintendent of
financial services to take any action requiring consideration by the
superintendent of the public interest and the needs and convenience
thereof, or requiring a finding that the financial responsibility,
experience, charter, and general fitness of the applicant, and of the
members thereof if the applicant be a co-partnership or association, and
of the officers and directors thereof if the applicant be a corporation,
are such as to command the confidence of the community and to warrant
belief that the business will be operated honestly, fairly, and
efficiently, such creditor shall certify to the superintendent
compliance with the provisions of this section. In the event that the
records of the department of financial services show that such creditor
has been found to be in violation of this section, such creditor shall
describe what action has been taken with respect to its credit policies
and procedures to remedy such violation or violations. The
superintendent shall, in approving the foregoing applications and making
the foregoing findings, give appropriate weight to compliance with this
section.
10. Any complaint filed with the superintendent pursuant to this
section shall be so filed within one year after the occurrence of the
alleged unlawful discriminatory practice.
11. The superintendent is hereby empowered to promulgate rules and
regulations hereunder to effectuate the purposes of this section.
12. The provisions of this section, as they relate to age, shall not
apply to persons under the age of eighteen years.