(A) Stemmed from an incident that the prospective tenant demonstrates may constitute a defense to an action for possession under § 42-3505.01(c-1) or a federal law pertaining to domestic violence, dating violence, sexual assault, or stalking, including records of civil or criminal protection orders sought or obtained by the prospective tenant or of criminal matters in which the prospective tenant is a witness;
(B) Stemmed from an incident in which the prospective tenant was a victim of a crime in the unit subject to the lease;
(C) Is related to the prospective tenant or household member's disability; or
(D) Took place 3 or more years ago.
(e)(1) A housing provider shall not base an adverse action solely on a prospective tenant's credit score or lack thereof, although information within a credit or consumer report directly relevant to fitness as a tenant can be relied upon by a housing provider.
(2) It shall not be considered a violation of this section if a housing provider receives a credit or consumer report containing information that may not be used as the basis of an adverse action pursuant to subsection (d) of this section; provided, that the housing provider did not specifically request or inquire about this information and can demonstrate that he or she did not base an adverse action on such information.
(f) If a housing provider takes an adverse action, he or she shall provide a written notice of the adverse action to the prospective tenant no later than the response date provided to the prospective tenant pursuant to subsection (a)(7) of this section that includes:
(1) The specific grounds for the adverse action;
(2) A copy or summary, free of charge, of any information obtained from a third party that formed a basis for the adverse action;