The plaintiff received the checks and deposited them. They all are stamped for collection October 30, 1974, and further stamped paid October 31, 1974. The plaintiff admits to placing the following endorsement on the checks before depositing them: "accept for use and occupancy only." The defendant's wife first learned of that limitation when the exhibits were received by her with her bank statement subsequent to November 5, 1974. The August check was held by the plaintiff for a period of approximately ninety days, the September check was held by the plaintiff for approximately sixty days, and the October check was held by the plaintiff for approximately thirty days. *Page 299